Loan Rates

Current Loan Rates for January 1, 2014

New Auto Loans:
90% of MSRP
48 months $216.52 monthly on $10,000 1.90%***
60 months $179.25 monthly on $10,000 2.90%***
72 months $156.00 monthly on $10,000 3.90%***
 
100% of MSRP
48 months $216.52 monthly on $10,000 1.90%***
60 months $179.25 monthly on $10,000 2.90%***
72 months $156.00 monthly on $10,000 3.90%***
     
110% of MSRP
48 months $229.84 monthly on $10,000 4.90%***
60 months $192.86 monthly on $10,000 5.90%***
72 months $168.10 monthly on $10,000 6.50%***
Used Auto Loans:
NADA Loan Value
Current & up to 3 years old 48 months $216.52 monthly on $10,000 1.90%***
Current & up to 3 years old 60 months $179.25 monthly on $10,000 2.90%***
Current & up to 3 years old 72 months $156.00 monthly on $10,000 3.90%***
NADA Retail Value
Current & up to 3 years old 48 months $220.90 monthly on $10,000 2.90%***
Current & up to 3 years old 60 months $183.72 monthly on $10,000 3.90%***
Current & up to 3 years old 72 months $160.59 monthly on $10,000 4.90%***
NADA Loan Value
Used & up to 6 years old 36 months $294.80 monthly on $10,000 3.90%***
Used & up to 6 years old 48 months $229.84 monthly on $10,000 4.90%***
Used & up to 6 years old 60 months $192.87 monthly on $10,000 5.90%***
NADA Retail Value
Used & up to 6 years old 36 months $294.80 monthly on $10,000 4.90%***
Used & up to 6 years old 48 months $234.40 monthly on $10,000 5.90%***
Used & up to 6 years old 60 months $202.30 monthly on $10,000 7.90%***
NADA Loan Value
Used & up to 13 years old 36 months $308.32 monthly on $10,000 6.90%***
Used & up to 13 years old 48 months $248.38 monthly on $10,000 8.90%***
New Boats, RV's, Motorcycles, Personal Watercrafts:
up to 90% of MSRP 48 months $216.52 monthly on $10,000 1.90%*¹
       
Used Boats, RV's, Motorcycles, Personal Watercrafts:
up to 80% of NADA Retail Value 48 months $216.52 monthly on $10,000 1.90%*²
       
Signature Loan:
36 months $32.72 monthly per $1,000 10.90%***
     
VISA Classic:
Use it Anywhere Purchases and Cash Advances 12.90%*³
     
VISA Gold:
The Prestige of Gold Purchases and Cash Advances 10.90%*
     
Share Loan (VAR):
Use Your Savings For Collateral
Variable Rate 3.25% over Share Dividend Rate 3.40%***
Share Certificate Pledge:
Use Your Certificate of Deposit as Collateral
3.25% over your Certificate of Deposit Rate 3.75%***

Click here for the compound interest calculator or click here for the APR calculator.

1 Longer terms are available at the same rates as New Auto Loans
2 Longer terms are available at the same great rates offerred for Used Auto Loans
3 We may offer you a credit line at a higher rate due to credit history

*You must qualify for at least a $5000 credit line


***All rates listed are the best possible rates available. All rates are based on credit qualifications with the exception of Certificate and Share secured rates. Rates are subject to change without notice.

For more detailed information on our loan rates, please call a loan officer at Members Alliance Federal Credit Union