Savings Rates

Rates Effective January 1, 2014

Share Rates
Account Type Features APR Annual
Percentage
Yield
Share Savings Dividends paid quarterly 0.15% 0.15%
IRA Savings(Traditional and Roth) Dividends paid quarterly 0.25% 0.25%
Santa Club Savings Account October 31st Maturity 0.25%*¹ 0.25%
Certificate - 6 Months Minimum Balance of $500 0.25% 0.25%
Certificate - 12 Months Minimum Balance of $500 0.40% 0.40%
Certificate - 24 Months Minimum Balance of $500 0.60% 0.60%
Certificate - 30 Months Minimum Balance of $500 0.60% 0.60%
Certificate - 3 year term Minimum Balance of $500 0.80% 0.80%
Certificate - 4 and 5 year terms Minimum Balance of $500 0.80% 0.80%
Money Market Savings Account Minimum Balance of $2500, dividends paid monthly .25% .25%

* CD rates are as of 8/15/2012 and are subject to change. Please contact our office for the most current rates.
* APY is used to express the "Annual Percentage Yield" in accordance with Truth in Savings.
*Traditional and Roth IRA Certificates are available at the same rates and terms offered for regular certificates
*Certificates may be subject to an early withdrawal penalty.

¹ requires automatic deposit, and is subject to early withdrawal terms



Click here for the compound interest calculator or click here for the APR calculator.